Real Estate & Mortgage Glossary

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99 professional definitions across 15 categories

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Showing 99 of 99 terms

Real Estate Investing16

Wholesaling9

Mortgage & Lending16

Underwriting7

Construction & Rehab5

Rental & Property Mgmt6

Title & Closing8

Tax & Legal3

Creative Finance6

Commercial RE9

Appraisal & Valuation4

Marketing & Lead Gen1

Multifamily6

Airbnb & STR3

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Real Estate & Mortgage Glossary

Appreciation

ARV (After Repair Value)

BRRRR (Buy, Rehab, Rent, Refinance, Repeat)

Cap Rate (Capitalization Rate)

Carrying Costs (Holding Costs)

Cash-on-Cash Return

Due Diligence

Equity

Forced Appreciation

IRR (Internal Rate of Return)

JV (Joint Venture) Deal

NOI (Net Operating Income)

Property Class (A, B, C, D)

REO (Real Estate Owned)

ROI (Return on Investment)

Short Sale

70% Rule

Assignment Fee

Disposition (Dispo)

Double Closing

EMD (Earnest Money Deposit)

End Buyer

MAO (Maximum Allowable Offer)

Proof of Funds (POF)

Transactional Funding

Amortization

ARM (Adjustable Rate Mortgage)

Balloon Payment

CLTV (Combined Loan-to-Value)

DSCR (Debt Service Coverage Ratio)

DTI (Debt-to-Income Ratio)

Hard Money Loan

Loan Estimate

LTV (Loan-to-Value Ratio)

PITIA

PMI (Private Mortgage Insurance)

Points (Loan Points)

Prepayment Penalty

Private Money

Rate Lock

Seasoning Period

1% Rule

Debt Service

Debt Yield

Effective Gross Income (EGI)

GRM (Gross Rent Multiplier)

OER (Operating Expense Ratio)

Pro Forma

Building Permit

Change Order

Draw Schedule

Punch List

Scope of Work (SOW)

CapEx (Capital Expenditures)

Cash Flow

HOA (Homeowners Association)

Section 8 (Housing Choice Voucher)

Turnkey Property

Vacancy Rate

Closing Costs

Closing Disclosure (CD)

Contingency

Escrow

Lien

Quitclaim Deed

Title Insurance

Warranty Deed

1031 Exchange

Cost Segregation

Depreciation

Due-on-Sale Clause

Land Contract (Contract for Deed)

Lease Option

Seller Financing (Owner Financing)

Subject-To (Sub2)

Wraparound Mortgage (Wrap)

CAM Charges (Common Area Maintenance)

Cap Rate Compression

Capital Stack